Understanding your home loan

Buying a home is one of the biggest financial decisions in a lifetime. Determining which loan is best can be overwhelming without understanding which products and features are available on the market. There are a lot of home loans to choose from, but not all will be well suited to your needs. To help you … Read more

Protect your identity

If your personal information falls into the wrong hands, it can be used to steal your identity. If you think your identity has been stolen, report it to your local police and your bank, and change your passwords. Signs of identity theft If your identity has been stolen, you may not realise for some time. … Read more

Easing into retirement

As the nation drifts back to work and study after the summer break, it’s often a time to start putting your New Year’s resolutions into practice. For some, an extended holiday may have convinced you that you are ready for more of the good life and that it’s time to retire. In the past, that … Read more

Know your property’s real value

Imagine yourself on selling day where you’re left wondering how you got the price so wrong. Now imagine the opposite, where your home sells for what you’d hoped – or more. It’s important that you’re confident about the market in order to develop realistic expectations on the outcome. And that starts with accurate, reliable information. … Read more

5 top tips to ensure your business remains financially healthy

If you want a shortcut to a financially healthy business, know that it begins with two key points – organisation and education. It’s a challenging task for anyone, especially small business owners.  However, it isn’t impossible, and there are several ways you can apply those points. The last year has been a challenge for everyone, and it’s important … Read more

How To Pay Off Your Mortgage Faster

When was the last time you looked closely at your loan, the progress you are making on paying it off and how it compares to others in the market? Analysing your mortgage could mean savings for you, as well as the opportunity to pay it off more quickly, invest in other assets or reach financial … Read more

Applying for a loan to buy a business? Start here first

Are you thinking about taking a loan to secure a business? Prepare yourself for the process with this FAQ. Buying a business can require a lot of money, which is why many people consider taking out a loan to ease the burden. But in order to make this option work for you, not only will you need … Read more

Investing on facts not FOMO

Prices for property, cryptocurrencies and shares have all hit records recently. While great news for investors, there’s always a risk that some people will jump into the market because they are afraid of missing out on easy money. FOMO, or the fear of missing out, has always been around on financial markets, but social media … Read more

Set a budget for your renovation and stick to it

The basis of a good renovation budget is setting a realistic one in the first place. Once you do that, you may need a little help sticking to it. Here are a few pointers to help you on your way. Learn the budgeting basics If you’re a complete novice, or simply not very disciplined, now … Read more

How to increase the market value of your business

If you‘re planning to sell your business in the future, start taking action as soon as possible. You’ll need time to implement the changes that will improve the market value of your business and help you get the price you want. Growth strategies Thinking of selling your business in five to 10 years? It’s worth … Read more

Make 2022 the year you buy your first home

If your New Year goals include buying your first home, even though you’re finding it impossible to save for that ever-increasing deposit, you’re not alone. Many people ask us if they can get a home loan with zero or a very small deposit. The answer is a qualified ‘yes’. As always, it depends on your … Read more

22 tips for taking control of your finances in 2022

As 2022 begins, James Fitzgerald has 22 tips for taking control of your finances and becoming a savvy investor. #1: Build positive habits Start the new year by building positive habits around your money – whether it is saving, spending or investing. Identify productive behaviour and take action to stick with it. Commit to 21 successive days of … Read more