Insights

Refinancing your home loan to take advantage of a lower interest rate might save you money. Before you switch, make sure the benefits outweigh the

Withdrawing part of your superannuation fund balance then paying it back into the account, known as a recontribution strategy, may sound a little strange but

We spend decades watching our super balances grow but for those thinking about retirement in the next few years, it can be confusing to work

Have a savings goal and budget It’s much easier to be a good saver if you have a goal in mind. It might be a

It’s nice to enjoy a break over the summer months. In fact, it’s an Aussie tradition – that mass exodus after Boxing Day that sees

You can get your super when you retire and reach your ‘preservation age’. This is between 55 and 60, depending on when you were born.

Christmas is a time for giving and it’s so easy to get caught up in the joys of the festive season and lose track of

Aging at home with government-subsidised funding is made possible through the Home Care Packages program. However, a crackdown on what the funds can be used

Conditions of release of super The conditions of release that must be satisfied for legal superannuation withdrawals. You can withdraw your super when you: turn

How much tax you pay on retirement income depends on your age and the type of income stream. For most people, an income stream from

Understanding cash flow Understanding cash flow can be the difference between a solid long-term investment and a costly mistake, writes Michael Sloan. So do your

Bucketing is a smart way to manage your money without complicated budgets or spreadsheets. The idea is to set up multiple bank accounts called ‘buckets’